Critical Illness Cover
We are used to insuring our homes, contents and cars, but when it comes to our own lives, many of us are under-insured. However half of us are expected to suffer from cancer at some point in our lifetime (Cancer Research UK) and none of us know if we will suffer a critical illness in the future. When a critical illness is diagnosed, it can leave patients unable to work to full capacity and result in loss of income.
Critical Illness Cover can be added to traditional life insurance or purchased independently. If you become seriously ill or disabled by predominantly life threatening conditions, a lump sum is paid to deal with the “inconvenience of the incapacity”.
This kind of cover is unlikely to be suitable for people with pre-existing medical conditions. We will advise on how you could benefit.
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